Engagement ring dreams on a budget

We all love diamond rings, but it is a huge - and pricey - investment. If you are wanting to stay on budget for a ring, here are some things to consider.
Bigger doesn’t mean better if you don’t like the ring style. Don’t go for that huge rock just because you think it […]

What is a 103% mortgage?

We have all heard of mortgages where they lend you 100% of the total house purchase price. But a 103% mortgage? This is something that is fairly new where not only will they give you the full mortgage price (meaning no deposit required) but they will also give an additional 3% to cover […]

Avoid those pesky impulse buys

Do you buy too many things on impulse that cause havoc on your carefully planned budget? Every time you want to do one of those impulse buys, always sit on it for AT LEAST 24 hours, preferably a bit longer. This will give you time to assess whether you really, really do need […]

Five biggest budget breakers

We did an informal poll of visitors to see what the biggest budget breakers were - those frivolous expenses that don’t fall under NEED (well, depending on your view point!) but are more WANTS. Are you investing too much money in any of them?

Cigarettes. Need I say more?
Coffee & fancy coffee drinks. […]