Avoid those pesky impulse buys

Do you buy too many things on impulse that cause havoc on your carefully planned budget? Every time you want to do one of those impulse buys, always sit on it for AT LEAST 24 hours, preferably a bit longer. This will give you time to assess whether you really, really do need that item, or if it was a whim purchase that will easily pass.

And if you do end up buying something on impulse, set it aside in your house and see if you really do need it within the week. If not, return it to the store for a refund.

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