Setting your financial New Year’s Resolutions

2007 is just around the corner, and when you raise that glass of champagne to toast the new year, toast some new financial goals as well. Here are some ideas to get you started:

Set aside $X each month and place in a savings account for retirement
Set aside $X each month for a down payment […]

Financial Checkup: Check your credit card interest rates

Did you know that your credit card interest rate might have increased and you haven’t noticed? Spome credit card companies print a tiny notice on the bottom of the statement about it, which unfortunately, many people don’t notice.
Do you have a higher interest rate than you expected? Give your credit card […]

How long does a bankruptcy stay on your credit report?

If you have had to declare personal bankruptcy, be aware that it will stay on your credit report for ten years, meaning you will have a hard time (if you are successful at all) of getting a loan, especially early in those ten years. In perspective, negative aspects of your credit report only stay […]

Should you flip a house for profit?

Flipping a house involves buying those disastrously looking “knock-downs” and then fixing them up for (hopefully) a large profit. But should YOU buy a house in hopes of flipping it?
First, do consider that shows such as “flip this house” really aren’t true flipping, as much as minor cosmetic facelifts. Most flipping involves more […]