Financial plans to prepare for an upcoming pregnancy

Thinking of having a baby? Many women are surprised by just how much a baby can cost, especially when you start adding up all the expenses. Here are some things to consider and what you can do BEFORE you decide to get pregnant.

Do you qualify for any coverage while on maternity leave?
What expenses […]

Scanning the grocery aisles for coupons

I swear, the coupon gods are in full force this month. I am guessing people have over-spent so much over the holiday season that grocery budgets must get cut for January because it seemed that every single aisle I went in, there were AT LEAST four different coupons, and lucky me, they were actually […]

Setting your financial New Year’s Resolutions

2007 is just around the corner, and when you raise that glass of champagne to toast the new year, toast some new financial goals as well. Here are some ideas to get you started:

Set aside $X each month and place in a savings account for retirement
Set aside $X each month for a down payment […]

Ideas for some quick extra income

Is your budget a bit tight this holiday season? Here are some quick ideas to bring in a bit of cash flow this holiday season.

Sell crafts at craft fairs. If you are crafty, consider creating fun crafts for resale at craft fairs.
Sell stuff on eBay. Selling outgrown clothing, DVDs, books, collectibles, etc. […]

Watch that thermostat!

Did you know that when you heat your house, each degree above 68 degrees you set it actually adds 3% to your home heating costs. So for a money saving tip, set your thermostat to 68 degrees, and see how you and your family fare. Don’t forget it is cheaper to layer a […]

Using Costco gift cards gives you a free membership for the day

Don’t have a Costco gift card, but want to stock up before Christmas? Simply load a Costco gift card and take that with you, because it includes a FREE membership for the day! And yes, you can buy a Costco gift card as a gift for yourself, and you can buy them online […]

Avoid those pesky impulse buys

Do you buy too many things on impulse that cause havoc on your carefully planned budget? Every time you want to do one of those impulse buys, always sit on it for AT LEAST 24 hours, preferably a bit longer. This will give you time to assess whether you really, really do need […]

Five biggest budget breakers

We did an informal poll of visitors to see what the biggest budget breakers were - those frivolous expenses that don’t fall under NEED (well, depending on your view point!) but are more WANTS. Are you investing too much money in any of them?

Cigarettes. Need I say more?
Coffee & fancy coffee drinks. […]

Buying in bulk at the grocery store isn’t always best

Next time you go grocery shopping, think twice about buying something in bulk. Yes, you read that right. It isn’t always the best deal to buy something in bulk.
First, you want to check the price for buying in a smaller amount versus the bulk pack, because you may find it is actually cheaper […]

Top tips for finding that budget holiday deal

If you are on a strict budget, holidays are often the first thing that gets the axe. Here are some tips to find that killer deal for your summer holiday.
Look at vacation packages
Often, you can get hotel AND airfare cheaper than the airfare itself! And with most packages, you aren’t even required to […]