http://womens-finance.com/blog Smart Women Making Smart Financial Choices Tue, 20 Jul 2010 14:23:48 +0000 http://backend.userland.com/rss092 en I came across some great resources today and thought readers might find this useful. Understanding your W-2 by William Perez. There are a ton of links and explanations, including some frequently asked questions. So if the W-2 has ever confused you or you would feel better knowing a bit more about ... http://womens-finance.com/blog/2007/06/22/understanding-your-w-2-tax-form/ If you are stressed out over the possible student loan debt while you are spending two years in college, here is some advice that can help you out if you want to graduate from your dream college but without the accompanying debt loan that goes along with it. Attend a smaller ... http://womens-finance.com/blog/2007/06/09/why-a-smaller-college-is-better-for-the-first-two-years/ Your credit score is the most important number you have when it comes to applying for a loan or mortgage. It is free to order copies of your credit report, but unfortunately, you do need to pay to get your credit report. 850 is the highest score you can get, ... http://womens-finance.com/blog/2007/06/01/credit-score-numbers-what-they-mean-and-how-to-get-yours/ Are you going to splurge on a new propane tank this year? If so, instead of buying that brand new propane tank, simply buy a used one then take advantage of the many trade in centers they have available. It doesn't make sense to trade in your brand ... http://womens-finance.com/blog/2007/05/29/its-bbq-season-buy-an-old-propane-tank-not-new/ Here is a handy tip that many women don't realize. When your credit cards use more than 50% of the credit limit (ie. $5000 or more charged when your limit is $10000) you will get more points cut from your credit score. You should always try and keep ... http://womens-finance.com/blog/2007/05/08/importance-of-paying-maxed-out-credit-cards-first/ Think a real estate agent will only have your best interests at heart? Maybe sometimes, but oftentimes realtors are only interested in their own commission price, especially if it means selling at a lower price now so they can get the commission now instead of waiting a month or ... http://womens-finance.com/blog/2007/05/03/things-to-ask-a-realtor-before-signing-the-house-sale-contract/ If you are moving to a new area, or the only real estate agents you know are ones you are not happy with, here are some tips to help you find the perfect one. Get recommendations from friends or family about real estate agents they have worked with. This is ... http://womens-finance.com/blog/2007/04/27/finding-a-real-estate-agent-you-are-happy-with/ Have some frequent flyer miles that are expiring or you know you won't use? Fisher House has a Hero Miles program where donated frequent flyer miles can be used by wounded military personnel to fly home for leave from medical centers or for family members to fly and visit ... http://womens-finance.com/blog/2007/04/11/donating-to-fisher-house-hero-miles/ Freecycling is something that has become more and more popular. The premise is basic... you list things you are willing to give away, the only requirement is the person who wants it has to meet you when it is convenient for you to do so. You can generally ... http://womens-finance.com/blog/2007/04/11/do-you-freecycle/ If you are withdrawing money from your 401(k) fund before you turn 59.5 years old, there is generally a 10% penalty on it, with the exception of special circumstances. These include: Used to buy, build or rebuild your first home Some medical expenses that aren't covered by insurance, when it is ... http://womens-finance.com/blog/2007/04/03/withdrawing-from-your-401k-fund/