For many people, the thought of owning their "dream
car" remains exactly that-an elusive dream. These days, however, dreamers and
value-conscious car shoppers are discovering that they can get more car for their money
through certified, pre-owned vehicle programs.
To help avoid the confusion and unnecessary expense
associated with buying a home, residential finance experts offer these six tips:
You've spent months combing real estate ads, countless
weekends touring open houses, and days waiting for your offer to be accepted. You're just
steps away from your dream home with one hurdle left -- your mortgage. With so many
options, you could spend even more precious time trying to choose the right one for you.
Most mortgages, however, can be narrowed down to two types: fixed-rate and
adjustable-rate.
Most people who get mortgage financing, particularly those
who use a mortgage broker, don't realize that some of the closing costs the lender
presents are negotiable or can be avoided altogether. An alert borrower could save
hundreds of dollars by paying attention to his good-faith estimate of closing costs and
questioning certain fees.
We are very motivated sellers," the telephone message
said. "This is a great opportunity to save on your new car!"
Insurance.
The word makes me cringe. To say the least, I’m not a big fan, but I would never live
without it. Auto insurance is one of the most important types since most of us own a
vehicle.
|
