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If
you won $100,000 what would you do with it?
Pay off bills and mortgage, knowing you will not have much (if anything)
left over for that trip to Disneyland or the new SUV you have been
eyeing.
Invest in a retirement plan and/or college fund, because the future
is important
Two words - shopping spree!!!!!
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When
you receive your credit card bill, you...
Look to see how much money you have left before you hit your credit
limit... again
Forget the "minimum payment due" amount, you pay off your
entire balance
Wonder how you ended up spending so much more money on your credit
card than you thought.
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At
the end of the month you...
Are so out of money, you have to eat ramen noodles until payday.
Are usually stretched, but know I have a money in the bank for splurging
on the latest Brad Pitt movie or indulging in a grande mocha frappuccino
at Starbucks.
Budget carefully and know you will come out ahead more often than
not, while putting 10% of your income into your savings account.